Inland Waterways Finance & Residential Marine Finance

Recognised as one of the leading sources of finance by many people within the industry, our experience, gained over many years, is greater than many of our competitors and our service is second to none.

If you would like to apply for a Marine Loan and take advantage of our marine finance facilities please either contact Collidge & Partners by telephone (01843 295925), and we will be happy to send you a form or You may View/download a PDF version of the Application Form and Information on proof of Identity requirements complete it and send it to us. (To use this option you will need a copy of the Adobe reader on your computer).

Some of the reasons for choosing Collidge & Partners are: -

  1. Quick Decisions - usually within 24 hours
  2. No obligation to accept the facility offered
  3. Maximum loan periods of up to 15 years (dependent upon usage)
  4. Fixed or variable interest rates.
  5. Minimum loan amount -£5,000.
  6. Maximum loan amount is 80% of the cost of the vessel.
  7. Guarantees may be required as security. Over 18 only. Your home may be repossessed if you do not keep repayments on a mortgage or other debt accrued on it.

Whatever type of inland waterways boat you wish to purchase, whether for private pleasure or residential purposes, be it a narrowboat, Dutch barge or purpose-built houseboat, we can help make the process plain sailing. Finance is available for both new and previously owned vessels and for those considering commissioning the building of a new boat from a boat builder.

Securing your loan

For most boat purchases your inland waterways loan will need to be secured against the boat purchased. This will normally take the form of Chattel Mortgage. For certain residential boat loans most specifically where the boat does not have any engines such as a purpose-built houseboat or some Dutch barges, the lender will ask you to sign a conditional sale agreement under which the lender will own the boat until you have made the required payments.

If the boat is used, evidence of history, value and condition may be required.

The vessel will need to be comprehensively insured and the interest of the lender as the mortgagees noted on the policy. Quotations for most types of vessel can be provided, please see the marine insurance pages on this web-site.

For more information please feel free to telephone Collidge & Partners located at:

15-16, Hawley Square Margate Kent CT9 1PF
Tel: 01843-295925 Fax: 01843-290063