We are able to provide stand-alone Marine Third Party Liability insurance for customers with a wide range of pleasure craft. Boats we can cover include:
This policy only covers your liabilities, and does not include any insurance for your property, your boat, your gear or any other vessel you are in charge of.
Liability insurance for your narrowboat is not a legal requirement in the UK, but a minimum of £2m public liability is needed prior to buying your boat licence for use on UK inland waterways.
In view of the increasingly litigious environment, and the scale of recent liability awards for personal injury we recommend a minimum of £5 million Public Liability cover.
This policy covers your liability up to £5,000,000 to compensate other people if someone dies or is injured, or their property is lost or damaged arising from the ownership of your canal boat.
The insurance also covers:
We will pay any pollution related clean up costs, fines or penalties resulting from a sudden identifiable incident.
Removal of Wreck
Whilst some insurers do not include Removal of Wreck under their Third Party policies, we do include this cover up to £15,000 as standard.
Optional Cover for Water Skiing and wakeboarding
On request we can add cover for liabilities to and of water skiers and wakeboarders being pulled by your boat. The limit of indemnity for this cover is £1,500,000.